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Documents Required

List of Documents Required For Mudra Loan Yojana

Mudra Loan Documents
Passport Size Photo Yes
Aadhar Card Yes
Address Proof Yes
Identity Proof Yes
Land Papers Not Required
Ration Card Not Mandatory
Loan Application Form Yes
Bank Statement Yes


Documents for Mudra Business Loan
Passport Size Photo Yes
Aadhar Card Yes
Address Proof Yes
Identity Proof Yes
Establishment Of Business Yes
Bank Statement Yes
Income Proof Not Required
Income Tax Return Proof Not Mandatory
Trade Reference Proof Yes
BIL Application Form Yes

Details about Mudra Loan Document Requirements

  1. Documents in Hindi as well as English are accepted

    If your documents are in Hindi and not in English, You can apply using your Hindi documents too. All you need to is to provide valid documents and attest photo copy of documents with the Mudra Loan Application form.

  2. Attest Documents for PoI

    PoI or Proof of Identity is an important document to be attached with Mudra Loan Application form. You can use various identity cards like PAN card, Aadhar Card, or any other identity card that has your name in it. Please note that the document needs to be accepted and issued by a government institution only.

  3. Attest Document for PoA

    Another important document to be attested with the Mudra Application form is the PoA or Proof of Address. For Proof of Address, you can use Aadhar card, Your Voter-ID card, Ration Card or any other document with your address mentioned.

List of PoI Documents For Mudra Loan
1. Passport
2. PAN Card
3. Ration/ PDS Photo Card
4. Voter ID
5. Driving License
6. Government Photo ID Cards/ service photo identity card issued by PSU
7. NREGS Job Card
8. Photo ID issued by Recognized Educational Institution
9. Arms License
10. Photo Bank ATM Card
11. Photo Credit Card
12. Pensioner Photo Card
13. Freedom Fighter Photo Card
14. Kissan Photo Passbook
15. CGHS / ECHS Photo Card
16. Address Card having Name and Photo issued by Department of Posts
17. Certificate of Identify having photo issued by Gazetted Officer or Tehsildar on letterhead
18. Disability ID Card/handicapped medical certificate issued by the respective State/UT Governments/Administrations

Document checklist for Mudra Loan

Proof of identity – Self certified copy of Voter’s ID card / Driving License / PAN Card / Aadhar Card/Passport.
Proof of Residence – Recent telephone bill, electricity bill, property tax receipt (not older than 2 months), Voter’s ID card, Aadhar Card & Passport of Proprietor/Partners/Directors.
Proof of SC/ST/OBC/Minority.
Proof of Identity/Address of the Business Enterprise -Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit.
Applicant should not be defaulter in any Bank/Financial institution.
Statement of accounts (for the last six months), from the existing banker, if any.
Last two years balance sheets of the units along with income tax/sales tax return etc. (Applicable for all cases from Rs.2 Lacs and above).
Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs.2 Lacs and above).
Sales achieved during the current financial year up to the date of submission of application.
Project report (for the proposed project) containing details of technical & economic viability.
Memorandum and articles of association of the company/Partnership Deed of Partners etc.
In absence of third party guarantee, Asset & Liability statement from the borrower including Directors& Partners may be sought to know the net-worth.
Photos (two copies) of Proprietor/ Partners/ Directors.